About Jersey Mortgage Company | Cathy Fernandes

About Jersey Mortgage Company


A Mortgage Company with a Deep History of Honesty and Integrity

With roots dating back to 1938, Jersey Mortgage Company has been delivering outstanding mortgage refinancing, first time home buyer loans, and other financing solutions for decades. As pioneers in the mortgage industry we have a long, distinguished history of providing prompt, professional lending services that NJ, NY,PA, FL and CT homeowners and buyers count on.

At our mortgage company we believe that trust is earned. For decades the mortgage experts at Jersey Mortgage Company have worked side by side with thousands of families to help make their dreams of home ownership a reality. In addition to serving New Jersey for decades, we were licensed to provide home loans in New York in 2004, in Connecticut in 2007.  Even now, when other mortgage companies have reverted to “quick fixes,” we have remained steadfast, devoted to our clients and to responsible lending.

Experienced experts who are committed to serving your unique needs

At Jersey Mortgage Company we consistently deliver a level of customer dedication that is unheard of in the mortgage industry today. Rather than offering “cookie-cutter” home loans based solely on low rates, we develop custom solutions that work for each customer’s particular situation. Because we have established relationships with all the major financial lenders you get flexible financing options and exactly the right loan for your needs— plus a smooth home buying experience.

Your dedicated home loan expert works with you throughout the entire process, so you’ll get an immediate response and a straight answer. At Jersey Mortgage Company you won’t get automated voicemails or blind transfers. You’ll always deal with your dedicated loan professional.

The Jersey Mortgage Company mortgage professionals have been with the company an average of 10 years or more— extremely uncommon in the mortgage industry today. The long tenure of our staff ensures that we get things done faster and we get them done right. We go the extra mile to get even the tough deals done.

We are prime lenders that stand behind all our home loans

Unlike mortgage brokers and large banks that process your loan in a different state (or sometimes in a foreign country), Jersey Mortgage Company is a direct lender that processes your loan in one of our three branch offices in New Jersey. We close with our own money, which means we stand behind each and every loan we underwrite and close.

As a leading New JerseyConnecticut, Pennsylvania, Florida and New York mortgage company, we protect our name and our standing by being aboveboard and transparent in everything we do. We believe that, “Integrity is doing the right thing even when no one is looking” and we have continued to do the right thing for our customers over the last few decades.

Jersey Mortgage Company in NJ is rewarded for giving back

A NY, CT, and NJ mortgage company with a distinguished history

  • What sets us apart— Jersey Mortgage Company in NJ has been recognized for superior customer service and outstanding work with first time home buyers in New Jersey. Learn more…
  • TestimonialsRead about customers experiences with our mortgage refinancing, second home and first time home buyer loan services. Learn more…
  • Management teamMeet the managers at our CT, NJ, and New York mortgage company and you’ll understand our deep devotion to customer satisfaction. Learn more…
  • Agent team The mortgage professionals at Jersey Mortgage Company in NJ are dedicated to making your refinancing or first time home buyer dreams a reality. Learn more…
  • AffiliationsWe have partnered with many leading service providers to offer you a breadth of options, including LendRIGHT, a community lending portal. Learn more…
  • Locations & hoursGet directions and operating information for our Cranford, Manasquan and Parsippany NJ mortgage company offices. Learn more…

To make your dream of home ownership a reality, click here to contact Jersey Mortgage Company in NJ today. You can also call us at 800-342-6597 or Apply Now.

What Our Customers Think

See what others are saying about our unequalled service, and why we have built a reputation second to none!